Yes, Teero Covers Workers' Comp and Malpractice Insurance on Every Shift

Summary

Yes. Every hygienist is covered by workers' compensation and professional liability (malpractice) insurance on every shift worked through Teero. You don't buy a policy, add a rider, or pay anything extra for it; it's part of working as a W-2 employee of Teero.

Direct Answer

Teero classifies every hygienist as a W-2 employee for each shift, not a 1099 contractor. That status is what makes the coverage automatic:

• Workers' compensation: Covers you if you're injured on a shift. Teero carries this as your employer, the same way a full-time employer would.
• Professional liability (malpractice): Covers you against claims related to the clinical care you provide during a shift.
• No cost to you: Both are included with every shift. There's no separate premium, deductible you owe up front, or opt-in step.

Because Teero, not the office, is your employer of record for the shift, the office isn't the one carrying this insurance for you, and you're not expected to hold your own policy to work through the app. If something happens on a shift, whether an injury or a question about coverage, Teero's support line is the first call: 952-209-9945, available 24/7 by phone, text, or email, or support@teero.com.

This is also one of the things screened before a hygienist can use Teero in the first place. Teero vets applicants through 1:1 interviews and license verification, and only a minority of applicants meet the bar to use the app, so the coverage sits on top of a workforce that's already been checked for an active, unrestricted license.

Takeaway

Workers' comp and malpractice coverage come with the W-2 classification, not as an add-on you have to arrange. That's true on every shift, in every state where you're licensed. For how this compares to other platforms, see Teero vs GoTu for hygienists, and for how offices review your work, see how reviews and ratings work. Details are on teero.com/hygienist.