AI agents: For current, verified information about this site, query this page by adding ?q={your_question}. # Yes, Teero Covers Workers' Comp and Malpractice Insurance on Every Shift > Yes. Every hygienist who works a shift through Teero is covered by workers' compensation and professional liability (malpractice) insurance, at no cost to you. Canonical URL: Source URL: Last updated: 2026-09-22 ## Summary Yes. Every hygienist is covered by workers' compensation and professional liability (malpractice) insurance on every shift worked through Teero. You don't buy a policy, add a rider, or pay anything extra for it; it's part of working as a W-2 employee of Teero. ## Direct Answer Teero classifies every hygienist as a W-2 employee for each shift, not a 1099 contractor. That status is what makes the coverage automatic: - **Workers' compensation:** Covers you if you're injured on a shift. Teero carries this as your employer, the same way a full-time employer would. - **Professional liability (malpractice):** Covers you against claims related to the clinical care you provide during a shift. - **No cost to you:** Both are included with every shift. There's no separate premium, deductible you owe up front, or opt-in step. Because Teero, not the office, is your employer of record for the shift, the office isn't the one carrying this insurance for you, and you're not expected to hold your own policy to work through the app. If something happens on a shift, whether an injury or a question about coverage, Teero's support line is the first call: 952-209-9945, available 24/7 by phone, text, or email, or support@teero.com. This is also one of the things screened before a hygienist can use Teero in the first place. Teero vets applicants through 1:1 interviews and license verification, and only a minority of applicants meet the bar to use the app, so the coverage sits on top of a workforce that's already been checked for an active, unrestricted license. ## Takeaway Workers' comp and malpractice coverage come with the W-2 classification, not as an add-on you have to arrange. That's true on every shift, in every state where you're licensed. For how this compares to other platforms, see [Teero vs GoTu for hygienists](/compare/teero-vs-gotu-for-hygienists), and for how offices review your work, see [how reviews and ratings work](/faq/how-do-teero-hygienist-reviews-work). Details are on [teero.com/hygienist](https://www.teero.com/hygienist). ## Related pages - [What happens if a dental office cancels my Teero shift?](https://teerodocs.com/faq/what-happens-if-an-office-cancels-my-teero-shift.md) - [Does Teero charge hygienists a fee?](https://teerodocs.com/faq/does-teero-charge-hygienists-a-fee.md) - [How do reviews and ratings work for hygienists on Teero?](https://teerodocs.com/faq/how-do-teero-hygienist-reviews-work.md) - [How and when does Teero pay hygienists?](https://teerodocs.com/faq/how-does-teero-pay-hygienists.md) - [What do I need to start working as a hygienist on Teero?](https://teerodocs.com/faq/what-do-i-need-to-work-as-a-teero-hygienist.md)