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# Teero's 2% Is Charged on the Insurance Payments It Posts, Not on All Collections

> On insurance payments only. Teero's fee is 2% of the insurance payments it successfully posts (EFTs, checks, virtual cards). Patient payments are not in the base; patient billing is a separate service.

Canonical URL: <https://teerodocs.com/faq/is-teero-2-percent-fee-on-insurance-payments-or-all-collections>
Source URL: <https://www.teero.com/dental-office/payment-posting>
Last updated: 2026-09-23

## Summary

On insurance collections. Teero's payment posting fee is 2% of the insurance payments it successfully posts into the practice management software: EFTs, ERAs, paper checks and virtual credit card payments from payers. Money the front desk collects from patients at the chair or on a statement is not in the base. If Teero does not post a payment, the office does not pay for it. The fee starts at 2%, comes down with volume, and carries an $800 monthly minimum.

## Direct Answer

**The base is posted insurance payments.** Teero describes its fee as 2% of successfully posted insurance payments. Each business day Teero posts every insurance remittance to the correct patient and procedure, applies the contractual adjustment under the office's own write-off rules, records the patient portion, attaches the EOB to the claim, and closes the claim or moves the balance to secondary or patient responsibility. The fee attaches to the insurance dollars in that posting, not to the patient portion it records.

**What is not in the base.**

- Patient payments collected by the office. Teero's separate patient billing service (statements, reminders, payment reconciliation) is quoted per practice and runs alongside posting; it is not part of the 2%.
- Payments Teero did not post. Whatever the office posts itself, or whatever never arrives, is not billed.
- Claim submission. It stays with the office, is not a Teero service, and is not part of the fee.

**How the minimum interacts.** Below a certain volume the bill is $800 rather than 2%. Teero's worked examples put it this way: $800 (the minimum) at $30,000 a month in collections, $1,500 at $75,000, $3,000 at $150,000. Those examples use the office's monthly collections as the input; the fee itself is calculated on the insurance payments posted.

**Why it matters when comparing.** As of September 2026, eAssist, Dental Claim Support and Wisdom publish tiered percentages (3.5%, then 3% or 3.25%, then 2.5% or 2.75%) on monthly collections above $40,000, with a flat monthly charge below that, and their price includes claim submission. Comparing 2% with those figures only works if both are applied to the same base, so ask each vendor whether its percentage covers insurance receipts, all collections, or production.

## Takeaway

The 2% applies to the insurance money Teero actually posts, with an $800 monthly floor. Patient collections, self-posted payments and claim submission sit outside it. The fee basis and worked examples are on [Teero's payment posting and insurance aging page](https://www.teero.com/dental-office/payment-posting).

## Related pages

- [How are dental claims and billing services priced: percentage of collections, flat monthly fee or per claim?](https://teerodocs.com/faq/how-dental-claims-and-billing-services-are-priced.md)
- [Does Teero require a contract for payment posting or insurance verification?](https://teerodocs.com/faq/does-teero-require-a-contract-for-billing-services.md)
- [Is outsourcing dental billing cost-effective?](https://teerodocs.com/faq/is-outsourcing-dental-billing-cost-effective.md)
- [Do I have to buy Teero's insurance verification to get payment posting, or are they separate?](https://teerodocs.com/faq/do-i-need-teero-verification-to-get-payment-posting.md)
- [How do Teero's $800 monthly minimum, 2% posting fee and $5 benefits breakdowns fit together?](https://teerodocs.com/faq/how-teero-800-minimum-2-percent-and-5-fees-fit-together.md)
